Restarting the No Buy Challenge for 2019 with the rules of the game. … More Rules of the Game | No Buy 2019
Happy New Year, everyone! When it comes to resolutions, I say that we should start NOW rather than wait for the perfect moment to start it. I just think that today would be the most fitting day for me to announce what I have been working on and want to focus on in the upcoming year. … More 2019 Essential & Minimalist Resolutions
I calculate the costs of moving out in the city of Toronto for an average earning Millennial. … More How much does it cost to move out in Toronto?
I’ve heard about Minimalism about two years ago just when I had graduated university and worked a bit. Because I started to make a bit of money and the freedom to buy the things I’ve always wanted, I went a bit out of control. It all started with me searching for ‘How to stop shopping’ … More Falling off the Minimalism bandwagon
*Side note: I decided to not call this a ‘No buy’ as I am I still purchasing things. Maybe Low Buy? Yeah, that doesn’t have the same ring to it. Will update with a new title when I have a better name for it. March has been one of the most stressful seasons I have … More March 2018: What did I buy.
This post is to officially announce that I paid off my $28,300 loan on March 15, 2018! FREEDOM never tasted so sweet. I woke up exactly at 5AM to check my paycheck deposited in my bank account. Then, made the final transfer of $1,800. In all honesty, I did not feel any different. It didn’t … More Loan Payment #22
I put myself on a ‘No Buy’, for clothing or new tech, after setting a personal record in spending during the holiday season and noticed that I had spent a little over $3 000 on clothing over two years. It helped that work kept me in the office all February and out of stores. To … More No Buy – February 2018: What did I buy. | Minnamalism
Yes, I pay rent when living at home and I think it is the right thing to do. No, the money is not going back to me sometime in the future. My folks are not holding it for safe-keeping for me. Two main reasons: 1. I am a working adult who has a job and … More Why I pay rent when living at home.
February 2018, DONE. Now, I only have $1 800 left to pay in March. This has been a long time coming and I can’t believe that now I can say I only have ONE MORE PAYMENT TO GO.
Mint. Adaptu. HelloWallet. All great budget and spending apps. But. I will still keep all my physical receipts, manually input my expenses, and plan out my budget through the good ole Excel spreadsheet. Why though? Why make an extra step in your weekly routine to do book-keeping? Because I want to literally be hands-on with … More Why I manually input my expenses.